How We Help First Time Homeowners

Becoming a first-time homeowner can be both an exciting and nerve-wracking time. Since you’ve never gone through the process before, you may feel a bit overwhelmed by the many things you’ll need to consider. Do you have enough money for your down payment? How much are you able to spend on your monthly payments? With your credit score, what kind of rate will you be able to get?

Though these questions may seem overwhelming at first, know that you’re not alone. At Easy Mortgage, we’re committed to helping new homeowners apply for and obtain their mortgage as effortlessly as possible.


1. We help you navigate the home buying process.

We know that navigating the process of becoming a first-time homeowner can be confusing and challenging. Not only have you never gone through this process before, but with a strong real estate market, you may find that there are fewer houses in your budget that meet your needs. As such, you may need assistance, flexibility, and extra guidance before purchasing the home of your dreams. That’s why we’re here to help. At Easy Mortgage, we routinely work with individuals, couples, and families looking to purchase their first homes in Madison, WI, and the surrounding area. We do our best to make the process of purchasing your first home as straightforward as possible by discussing various loan options with you, guiding you through the application process, and continuing to work with you until (and even after) you close on your new home. We make sure that you can finance your new home and invest in your future.

2. We offer better rates than banks and credit unions.

For many first-time homebuyers, they feel concern when they think about how they will pay their new mortgage. In general, we’re able to offer loans at an interest rate 0.25% lower than banks or credit unions, or we’re able to waive the closing costs, depending on what you prefer. Because we’re able to offer this lower rate or waived closing cost to our clients, you can save thousands of dollars up-front or over the lifetime of your loan.

3. We address your unique concerns.

As a first-time homebuyer, you may have unique concerns, including accounting for the repairs you may need to complete in your new house or additional furnishings you may need to purchase. We’re happy to work with you and help you identify all the costs you need to consider when purchasing your first home and help you obtain the mortgage that best fits all your needs. In our opinion, we are more than mortgage lenders; we are your mortgage partner who will make sure that you receive the best rates and the best mortgage that you can.

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We want you to be able to buy the home of your dreams. Contact us or apply online so we can work together to make that happen!